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Friday, November 19, 2010 5:40:00 PM

We must apologize for the delay in content being added to the site in the past month.  as all of us are very busy seeing that 2010 has almost come to a close, I am now glad to announce that Mojo Portal has been updated to the latest version, therefore, the security vulnerability affecting logins has now been mitigated.  Everyone can now log in and feel secure again. 

Yes, most companies do check your credit when they give you an insurance quote. And, frankly, it&#8

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Yes, most companies do check your credit when they give you an insurance quote. And, frankly, it’s for good reason. People that are in financial trouble or have a history of not paying their bills statistically file more insurance claims and are a much higher risk for the company for insurance fraud too.But, even getting several quotes would have no affect on your credit score as what the insurance company is doing is called a “soft hit” on your credit. That means that you’re not shopping for a loan or a new credit card, they’re just taking a look at your history and it doesn’t show up as an inquiry on your credit report. In fact, every time you get a “pre-approved” credit card in the mail they’ve already done that same “soft hit” peek at your credit.The idea that shopping for a loan affects your credit is greatly exaggerated too. If you’re shopping for a car and you let 5 different dealers pull your credit in a week or two the credit bureaus are smart enough to know what’s going on, you’re shopping for a car. Don’t expect much change in your score from the first inquiry to the last one. But . . . if you let two car dealerships, two credit card companies, and a motorcycle dealership take a peek at your credit you’re in trouble. It’s still the same 5 (hard hit) inquiries in that same two week time period but it looks like dangerous behavior, you’re either looking to take on a bunch of debt that you may not be able to pay off or your maxing everything out because you’re getting ready to declare bankruptcy.

Some insurance companies pull credit reports, some don’t. Some who do only pull it during the

Monday, May 14, 2012 11:31:32 PM car insurance
Some insurance companies pull credit reports, some don’t. Some who do only pull it during the purchase process, not the quote process.Typically, credit inquiries by insurance companies are considered “soft” inquiries and do not affect credit scores.Therefore, it’s not something to be concerned about.

Some insurance companies pull credit reports, some don’t. Some who do only pull it during the

Monday, May 14, 2012 12:05:44 AM car insurance
Some insurance companies pull credit reports, some don’t. Some who do only pull it during the purchase process, not the quote process.Typically, credit inquiries by insurance companies are considered “soft” inquiries and do not affect credit scores.Therefore, it’s not something to be concerned about.

Hello,I am Jerry Wall By name, I am Private lender and a Consultant.My Service is a Legit, Safe, Qu

Sunday, May 13, 2012 10:41:02 PM car insurance
Hello,I am Jerry Wall By name, I am Private lender and a Consultant.My Service is a Legit, Safe, Quick, Reliable & Guaranteed means of obtaining a loan. Are you interested in any of the following service:Home ImprovementCar LoanBusiness LaonStudent LoanBad Credit Score,You can email me via for more details.I anticipate your quick response.

I bet ALL these people love to eat hamburgers especially that first COW. She is one fat slobby nasty

Saturday, May 12, 2012 9:15:01 PM health plus insurance
I bet ALL these people love to eat hamburgers especially that first COW. She is one fat slobby nasty woman. I bet its a chore to have to try to have sex with her. FAT stinky and a redneck she is simply put a loser

I think you mean “credit score.” Credit history is borrowing and paying back. I recent

Saturday, May 12, 2012 9:06:42 PM insurance home
I think you mean “credit score.” Credit history is borrowing and paying back. I recently applied for a home equity line of credit. Two reasons listed for my score being less than perfect were “length of accounts” and “too many inquiries in the past 12 months.” I have no idea as to who was inquiring, when or why. I got the line of credit and decided to leave the credit report alone.

I think you mean “credit score.” Credit history is borrowing and paying back. I recent

Saturday, May 12, 2012 12:33:40 AM term life insurance quote
I think you mean “credit score.” Credit history is borrowing and paying back. I recently applied for a home equity line of credit. Two reasons listed for my score being less than perfect were “length of accounts” and “too many inquiries in the past 12 months.” I have no idea as to who was inquiring, when or why. I got the line of credit and decided to leave the credit report alone.

Hello,I am Jerry Wall By name, I am Private lender and a Consultant.My Service is a Legit, Safe, Qu

Thursday, May 03, 2012 12:06:08 AM health insurance
Hello,I am Jerry Wall By name, I am Private lender and a Consultant.My Service is a Legit, Safe, Quick, Reliable & Guaranteed means of obtaining a loan. Are you interested in any of the following service:Home ImprovementCar LoanBusiness LaonStudent LoanBad Credit Score,You can email me via for more details.I anticipate your quick response.

Car insurance companies look at your credit report because they think that credit relates to whether

Wednesday, May 02, 2012 3:20:23 AM health insurance
Car insurance companies look at your credit report because they think that credit relates to whether you will file a claim.Your credit score is hurt by your credit report being viewed in connection with applications because persons who apply for credit more tend to be worse credit risks. The computer is not smart enough to distinguish between applications for credit and applications for insurance.

I bet ALL these people love to eat hbrguraems especially that first COW. She is one fat slobby nasty

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Car insurance cpnmaoies look at your credit report because they think that credit relates to whether

Tuesday, May 01, 2012 6:16:31 AM Minerva
Car insurance cpnmaoies look at your credit report because they think that credit relates to whether you will file a claim.Your credit score is hurt by your credit report being viewed in connection with applications because persons who apply for credit more tend to be worse credit risks. The computer is not smart enough to distinguish between applications for credit and applications for insurance.

How much you will pay depends on what kind of car you have. You can’t get an accurate estimate

Thursday, April 26, 2012 10:27:31 PM senior life insurance
How much you will pay depends on what kind of car you have. You can’t get an accurate estimate without that information. A brand new sports car will cost thousands of dollars more to insure than an old station wagon.

Geico doesn’t raise your rates due to credit- I have them and I have horrible credit- I am eve

Monday, April 23, 2012 11:40:52 PM life insurance rates
Geico doesn’t raise your rates due to credit- I have them and I have horrible credit- I am even filing for bankruptcy. The # is 1-800-947-AUTO I have been with them for years but even when I started I had bad credit and my rates were low then too.

I’m not sure where you live but there are certain smaller companies that do not use your credi

Sunday, April 22, 2012 12:48:40 AM etna health insurance
I’m not sure where you live but there are certain smaller companies that do not use your credit as a bases for insurance. I don’t know where you are but I do know in Florida if you go into a Trustway or Apple insurance office, they will be able to find a company that will do that for you. Bear in mind that because they do not use your credit these companies are not the best, they are slow to make claims and will drop you the second you lie or make a mistake. I believe that Trustway insurance is available in the south east part of the US and even in TX.Hope I helped

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Geico and Progressive both provide free eutoqs on their websites and over the phone. Most other com

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Geico and Progressive both provide free eutoqs on their websites and over the phone. Most other companies rely primarily on insurance agents, who also give free eutoqs.

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